American funds 529 investment options

American funds 529 investment options

Author: SCVORTCOV Date of post: 08.07.2017

User Name or Account Number. Log in for the first time. Retirement Income Portfolio Series. Target Date Retirement Series. College Target Date Series. We Believe in the Value of Advice. R-squared, Beta and Capture Ratio calculated using the Morningstar Mod Tgt Risk TR USD.

Current and future results may be lower or higher than those shown. Share prices and returns will vary, so investors may lose money. Investing for short periods makes losses more likely.

Returns shown at net asset value NAV have all distributions reinvested.

american funds 529 investment options

If a sales charge had been deducted, the results would have been lower. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value. Investors should carefully consider investment objectives, risks, charges and expenses.

CollegeAmerica is distributed by American Funds Distributors, Inc. Fund shares of U. Government Securities Fund are not guaranteed by the U. Investing outside the United States involves risks, such as currency fluctuations, periods of illiquidity and price volatility, as more fully described in the prospectus. These risks may be heightened in connection with investments in developing countries. Diversification does not eliminate the risks of investing; losses are possible in diversified portfolios.

The return of principal for bond funds and for funds with significant underlying bond holdings is not guaranteed. Fund shares are subject to the same interest rate, inflation and credit risks associated with the underlying bond holdings.

Lower rated bonds are subject to greater fluctuations in value and risk of loss of income and principal than higher rated bonds. For more information about the risks associated with each fund, go to its detailed fund information page or read the prospectus.

Investment allocations for funds of funds may not achieve fund objectives. There are expenses associated with the underlying funds in addition to fund-of-funds expenses.

The funds' risks are directly related to the risks of the underlying funds, as described herein. Each target date fund is composed of a mix of the American Funds and is subject to the risks and returns of the underlying funds. Underlying funds may be added or removed during the year. The target allocations are as of January 1, , and are subject to the Portfolio Oversight Committee's discretion. Investment professionals gradually adjust the portfolio over time so that it becomes more preservation-oriented.

The funds' allocation strategy does not guarantee that investors' education savings goals will be met. The target date is the year in which the beneficiary is expected to begin taking withdrawals.

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Investors and their advisors should periodically evaluate their investment to determine whether it continues to meet their needs. Depending on your state of residence, there may be an in-state plan that offers tax and other benefits not available through CollegeAmerica. Before investing in any state's plan, investors should consult a tax advisor.

There may have been periods when the fund s lagged the index es. Certain market indexes are unmanaged and, therefore, have no expenses. Investors cannot invest directly in an index.

Funds are managed, so holdings will change. Investment results assume all distributions are reinvested and reflect applicable fees and expenses.

Some of the information contained herein: Neither Morningstar, its content providers nor the American Funds are responsible for any damages or losses arising from any use of this information.

Past performance is no guarantee of future results. Information is calculated by Morningstar. Due to differing calculation methods, the figures shown here may differ from those calculated by American Funds. Some statistics may not be available for all fund e. Data presented in Excel. In the unlikely event that a correction is made for fund data you are downloading, a notification will be sent to the e-mail address specified below.

Why we need your e-mail address: This is a precautionary measure we are taking to ensure that we can notify you in the unlikely event that a correction is needed for the data you are downloading. We value your privacy: The e-mail address you provide will only be used for communications from American Funds. We will not sell or rent your e-mail address to any third-party entity. Changing your e-mail address: To change the e-mail address for data change notifications, delete the existing e-mail address and retype the new address in the text box.

Your e-mail address may be pre-filled if you have previously provided American Funds with this information. Updating your e-mail address on this page will not affect your primary email address. Americas Asia Pacific Europe Canada United States. Austria Luxembourg Belgium Netherlands Denmark Norway Finland Portugal France Spain Germany Sweden Iceland Switzerland Ireland United Kingdom Italy Other.

More Capital Group Sites Capital Group Worldwide corporate site Private Markets. Americas Asia Pacific Europe Back Canada United States. Back Austria Luxembourg Belgium Netherlands Denmark Norway Finland Portugal France Spain Germany Sweden Iceland Switzerland Ireland United Kingdom Italy Other.

User Name or Account Number Remember Me Log in for the first time. MY ACCOUNTS MY ACCOUNTS See All. Funds of FUnds Portfolio Series Retirement Income Portfolio Series Target Date Retirement Series College Target Date Series. We Believe in the Value of Advice Discover how working with a financial professional could help improve your investment outcomes. HOW TO USE YOUR ACCOUNT.

COLLEGE TARGET DATE FUNDS. Underlying Funds Current Allocation. Read important investment disclosures. For Class A Shares, this chart tracks a hypothetical investment with dividends reinvested. Returns at NAV Returns With Sales Charge. The fund will seek to achieve the following objectives to varying degrees: Berro 31 26 5. Jonsson 28 27 2. Lovelace 35 35 5.

Phoa 23 18 5. Smet 35 34 5. Suzman 24 24 5. Vogt 30 30 5. A boldface number indicates that years of experience with Capital Group is equal to years of experience with investment industry. Overall Morningstar Rating TM Funds rated 3-yr. Quality Summary Read important investment disclosures. Equities Breakdown Bonds Breakdown. No top industries data is available at this time. Go to the underlying fund pages to see detailed holdings information.

No top issuers data is available at this time. Historical Prices Month-End Historical Prices Year-End. Record Date Calculated Date Pay Date Income Dividend Regular. Daily Dividend Accrual for Pay Date. Record Date Calculated Date Payment Date. Current Daily Dividend Accrual. As of each fund's most recent prospectus.

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Share Class Pricing Details. Excludes certain securities in initial period of acquisition.

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Includes short-term securities, accrued income and other assets less liabilities. Prior to September 30, , securities in the Real Estate sector were reported under the Financials sector. Figures include convertible securities; totals may not reconcile due to rounding. Underlying revenue data were compiled by MSCI and account for disparities in the way companies report their revenues across geographic segments.

MSCI provides revenue data figures based on a proprietary, standardized model. In this breakdown, Israel has been included in Europe. For funds of funds, figures are based on holdings of the underlying funds as of date shown. Allocation percentages and underlying funds are subject to the Portfolio Oversight Committee's discretion and will evolve over time.

Underlying funds may be added or removed at any time. Preservation ratings are relative, rather than absolute, measures, and funds named Lipper Leaders for Preservation may still experience losses periodically; those losses may be larger for equity and mixed equity funds than for fixed income funds.

Tax Efficiency offers no benefit to investors in tax-sheltered accounts such as k plans. The Lipper ratings are subject to change every month and are based on an equal-weighted average of percentile ranks for the Total Return, Consistent Return, Preservation, Tax Efficiency and Expense metrics. Lipper ratings are not intended to predict future results, and Lipper does not guarantee the accuracy of this information. Exchange-traded funds and open-ended mutual funds are considered a single population for comparative purposes.

It is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a managed product's monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance. The Overall Morningstar Rating for a managed product is derived from a weighted average of the performance figures associated with its three-, five-, and year if applicable Morningstar Rating metrics.

While the year overall star rating formula seems to give the most weight to the year period, the most recent three-year period actually has the greatest impact because it is included in all three rating periods. Past results are not guarantee of results in future periods.

The months indicated for dividends and capital gains paid represent the anticipated current year ex-dividend date schedule for all share classes. Securities in the Unrated category have not been rated by a rating agency; however, the investment adviser performs its own credit analysis and assigns comparable ratings that are used for compliance with fund investment policies. Expense ratios for funds of funds are as of the most recent prospectus, and include the weighted average expenses of the underlying funds.

Source for Lipper expense ratio comparison: Accordingly, the fund's SEC yield and distribution rate may differ. Beta relatively measures a fund's sensitivity to market movements over a specified period of time. The beta of the market represented by the benchmark index is equal to 1; a beta higher than 1 implies that a fund's return was more volatile than the market.

A beta lower than 1 suggests that the fund was less volatile than the market. Generally the higher the R-squared measure, the more reliable the beta measurement will be. Bond Statistic Average Coupon: The average coupon is the weighted average coupon rate of all the bonds in the fund. Bond Statistic Average Duration in Years: Expressed in years, average duration is a weighted average of the estimated price sensitivity of the bonds in the fund's portfolio to a given change in interest rates.

Typically, bonds with a longer duration pay higher interest but are more sensitive to interest rate changes. Bond Statistic Average Life in Years: Expressed in years, average life is time weighting the expected principal payments, taking into consideration the impact of calls and prepayments. In general, it is a better measure than average maturity for bonds that have the ability to prepay principal before they reach maturity e.

Data shown is a weighted average of the bond funds held in the fund's portfolio. Bond Statistic Average Yield to Maturity: A weighted average of all the fund's bond holding's yield to maturities. Yield to maturity is the return a bond earns if held to maturity, based on its price and coupon. Assumes that coupon payments can be reinvested at the yield to maturity. Specifies how well a fund has matched benchmark results during declining market periods.

A downside capture ratio less than indicates the fund lost less than the index in negative monthly return periods. Specifies how well a fund has matched benchmark results during rising market periods. An upside capture ratio above indicates the fund gained more than a market index in positive monthly return periods.

The income per share paid by the fund over the past 12 months to an investor from dividends including any special dividends. The distribution rate is expressed as a percentage of the current price.

american funds 529 investment options

Historical Long-Term Capital Gains: When a capital gain distribution is paid, the net asset value per share is reduced by the amount of the payment plus or minus any change in the value of the fund's holdings.

Read our explanation of the effect of a capital gain on a fund's price for details. Two types of capital gains are realized by our funds — short-term and long-term. Net short-term capital gains are distributed to shareholders as income dividends and are taxed at ordinary income tax rates.

The information above classifies gain from the sale or exchange of a capital asset held for more than one year as a long-term capital gain. The share prices of all of our equity funds decrease when a dividend is paid.

The share price of only one of our fixed-income funds, Capital World Bond Fund, also decreases when a dividend is paid. A fund pays a special dividend when the investment income generated by the fund exceeds the income the fund has paid in the form of dividends throughout the year.

Special dividends are distributed with the last dividend payment at the end of the calendar year.

Prior to January 1, , short-term capital gains distributed to shareholders as income dividends and special dividends paid to shareholders were included in the aggregate income dividend dollar amount. Historical Short-Term Capital Gains: In an effort to classify funds by what they own, as well as by their prospectus objectives and styles, Morningstar developed Morningstar Categories. While the prospectus objective identifies a fund's investment goals based on the wording in the fund prospectus, the Morningstar Category identifies funds based on their actual investment styles as measured by their underlying portfolio holdings portfolio and other statistics over the past three years.

R-squared is a measure of the correlation between a particular fund's return and that of its benchmark index. A measure of indicates that all of the fund's return can be explained by movements in its benchmark. A market capitalization-weighted index based on the results of widely held common stocks. Sharpe ratios use standard deviation and excess return to determine reward per unit of risk.

The higher the number, the better the portfolio's historical risk-adjusted performance. Annualized standard deviation based on monthly returns is a common measure of absolute volatility that tells how returns over time have varied from the mean. A lower number signifies lower volatility. The ratio reflects the cost of a given stock per dollar of current annual earnings and is the most common measure of a stock's expense.

Price-to-book ratio compares a stock's market value to the value of total assets less total liabilities book value. Adjusted for stock splits. For Class A Shares, this chart tracks the total returns since the fund's inception date Friday, September 14, through December 31, Fund returns and, if available, index returns are for calendar years except for the inception year , which may not be a full calendar year.

In cases where the index was launched after the fund inception, the index returns are shown in calender years. For Class A Shares, this chart tracks the year standard deviation and year annualized return of the equity funds. Downloaded data for advisor use only. How is my email used? Contact Us Follow Us.

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